The ZeroBay Payments Engine
A universal checkout that blends fiat simplicity with instant on‑chain settlement.
Overview
Three layers. One seamless experience.
Fiat Checkout
Buyers pay with cards, wallets, or VEX. No crypto knowledge required.
Instant Conversion
Fiat → VEX conversion happens automatically behind the scenes.
On‑Chain Settlement
Every transaction settles instantly in VEX — transparent and secure.
Pipeline
How value moves through ZeroBay
1. Buyer Initiates Payment
Checkout supports fiat or VEX. Fiat payments convert automatically.
2. Conversion Layer
Fiat → VEX conversion happens instantly with no user interaction.
3. On‑Chain Routing
Value moves through VEX on‑chain in real time — verifiable and secure.
4. Trustless Release
Once confirmed, funds are released instantly to the seller.
5. Flexible Payouts
Sellers choose VEX or fiat. Conversions are automatic and instant.
Capabilities
What the ZeroBay engine unlocks
Zero Holds
No multi‑day payout windows. No frozen funds. No delays.
Zero Chargebacks
On‑chain settlement eliminates disputes and clawbacks.
Zero Middlemen
No processors. No gateways. No hidden fees.
Zero Platform Cuts
Creators keep 100% of their earnings — always.
Payments built for creators, not corporations.
ZeroBay’s payment architecture is designed to remove friction, eliminate middlemen, and keep value between creators and buyers. No hidden layers. No opaque systems. Just clean, instant settlement.
The future of marketplace payments
Join the early community and help shape the next evolution of ZeroBay’s payment engine.